Eclipse Microfinance Limited (EML)

Accra, Ghana
Number of Employees: 
Area Served: 

Greater Accra

Contact Name: 
Kafui Kwadjo Amegah
Job Title: 
Chief Executive Officer
+233 303 930 150/ 261 278 292
Email Address: 

P. O. Box 11175


Website Address:

Chamber of Commerce Affiliations: 
Accept Credit Card Payments: 
Products and Services: 


Eclipse Anidaso Business Loans

Eclipse Smart Savings Accounts

Eclipse Ahotoso Consumer Loans

Fixed Deposits

Eclipse Grow Your Money (E-GYM)

Eclipse Price Investment Earned (E-PIE)



Financial Services are in the form of

Credit; where EML envisages that the average loan size will increase progressively according to the client’s business capital needs. The credit is meant to help grow the business of the small entrepreneur who cannot have access to credit from the commercial banks. It is given to existing businesses and not to start-ups and paid with interest over periods called cycles.

Savings facilitation

Savings investment.

The Non-financial services are business training through capacity-building of individual entrepreneurs.


EML was set up in response to the inadequate of access to financial services especially working capital needs for micro and small entrepreneurs and to inculcate savings and investment habits among individuals and micro and small-scale entrepreneurs.

Key Personnel and Credentials: 
Name: Henry Lloyd Ephson
Position: Branch Manager/Investment Manager
Contact: +233 285 116 194
Name: Benjamin K. Banafoe
Position: Accountant
Contact: +233 208 303 266
Business Culture: 

The core values and principles that guide us in furthering our vision and mission are the continued commitment to:

  • God
  • Our Client
  • Innovation and Creativity
  • Respect and Trust
  • Honesty, ethics and integrity
  • High standards and excellence
  • Contributions to the Business Community
  • Professionalism, Accountability and Compliance

Our executives are required to uphold the highest ethical standards and act with honesty and integrity